Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $453,100. Loan amounts in excess of $453,100 are considered Jumbo loans. Rates and APR’s are based on amounts of $200,000 for Conforming Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z